Ship your card feature
Apply, verify your startup and issue your first cards to users in Malaysia.
Virtual Card Issuing API
for Startups in Malaysia
Startups in Malaysia building fintech, payroll, travel or creator products need cards that work globally, and a programme they can launch without a bank partnership or a compliance team. The Eisy card issuing API gives you Visa and Mastercard virtual USD cards, card holder verification and webhooks from day one.
Platform feeNone
Minimum volumeNone
Card networksVisa · Mastercard
What you can build in Malaysia
Products teams launch on the Eisy card API.
Neobanks and wallets adding a USD card
Payroll and contractor-payment platforms
Creator and freelancer earnings products
Spend management and expense tools
Travel, e-commerce and booking startups
Agencies managing ad accounts for clients
From pilot to launch in Malaysia
A path most teams follow: prove the card with your own team, then open it to users.
Apply and pass KYB
Apply for a merchant account and verify your business. API keys are issued once you are approved.
Fund a small pilot
Put only what the pilot needs into your business USD wallet. Fees are per card and per funding.
card.topup.completedIssue cards to your own team
Make real purchases, watch the webhooks arrive and wire them into your ledger.
card.issuedOpen to your first users
Each user passes an ID and selfie check, then gets a card inside your product.
Grow from the same account
Issue more cards, add team members to the dashboard and rotate keys as you scale.
Why startups in Malaysia build on Eisy
- •Ship a card feature for users in Malaysia without negotiating a bank sponsorship or standing up a card programme yourself.
- •Start small: fund a single business USD wallet, issue cards as you grow, and pay per card and per funding rather than a platform fee up front.
- •Compliance is handled: every card holder completes an ID and selfie check before a card is issued.
- •Build on events, not polling: signed webhooks for issuance, funding, authorisations, settlements, declines, refunds and terminations.
Where cards are used in Malaysia
International services Eisy card users in Malaysia pay for. Cards you issue through the API work on the same Visa and Mastercard networks.
MYR
Prices in Malaysia are in Malaysian ringgit (MYR); cards issued through Eisy hold US dollars. Merchants that charge in USD are paid directly, and charges in MYR or another currency are converted to USD by the card network.
Pricing
Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Malaysia.
Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone
Everything in the card API
Issue cards
Create Visa or Mastercard virtual USD cards for verified card holders and get the card details back securely.
card.issuedFund and withdraw
Top up a card from your business USD wallet, pull funds back when a card is no longer needed.
card.topup.completedTransaction webhooks
Authorisations, settlements, declines, reversals and refunds arrive as signed events with automatic retries.
card.transaction.settledControls
Freeze, unfreeze and terminate cards; balances return to your wallet on termination.
card.terminatedCard holders with KYC
Every card holder passes an ID and selfie check before a card can be issued to them.
card.verifiedKeys, signing and IP whitelists
Scoped API keys with a secret you can rotate or revoke, request signing, and an IP whitelist of your servers on every key.
More ways to issue cards in Malaysia
How to go live with the card issuing API in Malaysia
From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.
1
Apply and verify your business
Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.
2
Get your keys and fund your wallet
Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.
3
Verify card holders and issue cards
Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.
Card issuing API for startups in other countries in Asia
FAQs for startups
1
Who can use the Eisy card API in Malaysia?
Registered startups in Malaysia and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.
2
Which card networks and currency are supported?
Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.
3
Do card holders need to verify their identity?
Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.
4
How do I know when a card is used?
Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.
5
What does it cost?
Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.
6
Is there a minimum volume to start?
No. Fund your business wallet with what you need and issue your first cards. Fees are charged per card and per funding, so a small pilot costs little.
7
Can the cards pay merchants that charge in MYR?
Yes. The cards hold US dollars, and when a merchant charges in Malaysian ringgit (MYR) or any other currency, Visa or Mastercard converts the amount to USD at the time of the transaction.