Virtual Card Issuing API
for Startups in Somalia

Startups in Somalia building fintech, payroll, travel or creator products need cards that work globally, and a programme they can launch without a bank partnership or a compliance team. The Eisy card issuing API gives you Visa and Mastercard virtual USD cards, card holder verification and webhooks from day one.

Platform feeNone
Minimum volumeNone
Card networksVisa · Mastercard

What you can build in Somalia

Products teams launch on the Eisy card API.

Neobanks and wallets adding a USD card
Payroll and contractor-payment platforms
Creator and freelancer earnings products
Spend management and expense tools
Travel, e-commerce and booking startups
Agencies managing ad accounts for clients

From pilot to launch in Somalia

A path most teams follow: prove the card with your own team, then open it to users.

  1. Apply and pass KYB

    Apply for a merchant account and verify your business. API keys are issued once you are approved.

  2. Fund a small pilot

    Put only what the pilot needs into your business USD wallet. Fees are per card and per funding.

    card.topup.completed
  3. Issue cards to your own team

    Make real purchases, watch the webhooks arrive and wire them into your ledger.

    card.issued
  4. Open to your first users

    Each user passes an ID and selfie check, then gets a card inside your product.

  5. Grow from the same account

    Issue more cards, add team members to the dashboard and rotate keys as you scale.

Why startups in Somalia build on Eisy

  • •Ship a card feature for users in Somalia without negotiating a bank sponsorship or standing up a card programme yourself.
  • •Start small: fund a single business USD wallet, issue cards as you grow, and pay per card and per funding rather than a platform fee up front.
  • •Compliance is handled: every card holder completes an ID and selfie check before a card is issued.
  • •Build on events, not polling: signed webhooks for issuance, funding, authorisations, settlements, declines, refunds and terminations.

Where cards are used in Somalia

International services Eisy card users in Somalia pay for. Cards you issue through the API work on the same Visa and Mastercard networks.

SOS

Prices in Somalia are in Somali shilling (SOS); cards issued through Eisy hold US dollars. Merchants that charge in USD are paid directly, and charges in SOS or another currency are converted to USD by the card network.

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Pricing

Set per business and shown in your merchant dashboard before every action you confirm. Want the consumer product instead? See virtual dollar cards in Somalia.

Card creationPer card
Card fundingFlat fee or percentage
Termination and declinesPer event
Platform or monthly feeNone

Everything in the card API

Issue cards

Create Visa or Mastercard virtual USD cards for verified card holders and get the card details back securely.

card.issued

Fund and withdraw

Top up a card from your business USD wallet, pull funds back when a card is no longer needed.

card.topup.completed

Transaction webhooks

Authorisations, settlements, declines, reversals and refunds arrive as signed events with automatic retries.

card.transaction.settled

Controls

Freeze, unfreeze and terminate cards; balances return to your wallet on termination.

card.terminated

Card holders with KYC

Every card holder passes an ID and selfie check before a card can be issued to them.

card.verified

Keys, signing and IP whitelists

Scoped API keys with a secret you can rotate or revoke, request signing, and an IP whitelist of your servers on every key.

How to go live with the card issuing API in Somalia

From application to your first issued card: verify your business, fund your wallet, connect your webhook and start issuing.

1

Apply and verify your business

Create an Eisy account, apply for a merchant account and complete business verification (KYB). We review and email you when you are approved.

Apply and verify your business
2

Get your keys and fund your wallet

Generate API keys, set your webhook URL and fund your business USD wallet. Invite admins and members to help manage cards.

Get your keys and fund your wallet
3

Verify card holders and issue cards

Card holders pass an ID and selfie check, then you issue, fund, freeze or terminate cards and receive every event by webhook.

Verify card holders and issue cards

FAQs for startups

1

Who can use the Eisy card API in Somalia?

Registered startups in Somalia and elsewhere. You apply for a merchant (business) account, complete business verification (KYB), and your account is reviewed before API keys are issued.

2

Which card networks and currency are supported?

Visa and Mastercard virtual cards denominated in US dollars. Every card is funded from your business USD wallet.

3

Do card holders need to verify their identity?

Yes. Each card holder completes a quick ID and selfie check before cards can be issued to them. You can run this from your dashboard or through the API.

4

How do I know when a card is used?

Webhooks. You receive signed events when a card is issued, funded, authorised, settled, declined, reversed, refunded, blocked or terminated, with automatic retries if your endpoint is down.

5

What does it cost?

Pricing is set per business: a card creation fee, a funding fee (flat or percentage), and termination and decline fees. The fees for your account are shown in your merchant dashboard and before every action you confirm.

6

Is there a minimum volume to start?

No. Fund your business wallet with what you need and issue your first cards. Fees are charged per card and per funding, so a small pilot costs little.

7

Can the cards pay merchants that charge in SOS?

Yes. The cards hold US dollars, and when a merchant charges in Somali shilling (SOS) or any other currency, Visa or Mastercard converts the amount to USD at the time of the transaction.

Ship your card feature

Apply, verify your startup and issue your first cards to users in Somalia.

Get Started